Individual Health Insurance

We offer High Deductible Health Plans (HDHP), copay plans and plans for those on Medicare

What we provide:

  • Help you choose a plan that gives you financial security and quality of care
  • Review claim issues and provide assistance
  • Financial planning
  • Unbiased advice
  • Help you understand the pros and cons of different policies
  • Analyze your personal situation and recommend coverage

Special Policy Features

  • Guaranteed issue and no pre-existing condition exclusions
  • Subsidy that reduces premiums
  • Lower out-of-pocket per income guidelines (cost sharing)

*Short term temporary plans work differently. Review with agent and see summary of benefits.

International Trip/Medical Insurance

US citizens traveling abroad and and non-citizens visiting the US

Coverage for groups or individuals

Global Assistance with medical expenses plus medical transport out of the country, 24/7 global service toll free number, most languages translated.  Ideal for short or extended stays.  Educational/cultural exchanges, mission trips, vacation, business.  Trip cancellation insurance also available to protect your travel investment.

Get answers to your questions.