The ACA, (also known as Obama Care), primarily serves individuals in need of health insurance coverage through a government entity named The Market Place. Individuals can apply for health coverage at specified times during the year from private insurance companies. The coverage is guaranteed issued without answering any health questions if you meet the prescribed requirements. Coverage offered through The Market Place may include premium subsidies paid by the government to reduce your share of the premiums. The subsidies are based on household income and a determination of your MAGI (Modified Adjusted Gross Income).

A professional at Health Coverages can help determine if you qualify for a subsidy and help you apply that subsidy to the plans that best meet your coverage needs. Once you have a subsidized plan through The Market Place you should annually update your expected income for the following year, determine your new subsidy level and apply that to the plan that most fits your needs.

Our team is ready to help you qualify for an ACA plan, help you renew and update existing plans and subsidies and when necessary, change to a plan that best suits you or your family’s needs.

A free no cost no obligation consultation is available. Call us at 864-987-9996