One Source Insurance Services SC

South Carolina's #1 Insurance Source

864.987.9996

ben@onesourcesvc.com
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Avoid costly mistakes in choosing an insurance plan and making updates.  Let us be your agent. We will assist, guide and advise you.   Email us or call us at 864-987-9996 TODAY!

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Insurance Services South Carolina
864.987.9996
One Source Services, LLC
109A Regency Commons
Greer, SC 29650
Email:
ben@onesourcesvc.com
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Meet Ben Howell
Ben Howell Insurance Agency SC

Ben Howell, CLU, ChFC*
Agent/Broker

  • Licensed since 1992
  • 1984 BA Education
  • Married with 3 children
  • Hobbies include long distance running, camping, and music

*Professional designations denote rigorous study and competency in the following areas: financial planning, insurance analysis, asset growth and protection, preservation of estate, and knowledge regarding contracts and taxes

Health Insurance Enrollment Dates

Under 65 Individual:
Open Enrollment: ends December 15, 2017, then 11/1/18 - 12/7/18
Special Enrollment: Anytime within 60 days of a qualifying event. Agency fees may apply if ACA enrollment.

Dental: Non-ACA short term medical, accident only DI, long term DI, long term care insurance, cancer/heart attack/stroke lump sum insurance, life insurance are all available throughout the year.  See links below for a few plan brochures. Call for quote and review.

Non-insurance plan membership Medi-Share available any time. Click here for program guidelines.

Medicare Supplement:
Open Enrollment: Within 6 months of Part B Effective date

Medicare Advantage and Prescription Drug Coverage:
Open Enrollment: October 15, 2017 - December 7, 2017
Call for details and for special enrollment information for medicare advantage.


Under 65 Individual Coverage
Updates for2018 Calendar Year
This is not for Medicare members

BCBS may send bills that are slightly different than the confirmed premium billed amount on the Bronze plans.  Pay their adjusted bill amount.  No explanation given.

If January payment information was included on your 2018 enrollment application, BCBS has been applying that to the December premium instead of the January payment. Call 855-404-6752 prior to the end of December to see if you have a balance due.

The federal "Marketplace" sends blanket notices, emails, texts that say "to update or risk losing subsidy", even if you already have done this, you will still get these messages.  Check with me or call 800-318-2596 if unsure.  There is no need to re-enroll twice and to do so may foul up your enrollment.


Carrier Contact Information

Blue Cross Blue Shield of SC
ACA plan member service and billing - 855-404-6752
Grandfathered Policies - 800-868-2500
South Carolina Blues (My Health Toolkit*)

Blue Choice of SC
ACA plan member service - 855-816-7636
Billing - 866-569-5933
Blue Options of SC (My Health Toolkit*)

Marketplace (for those on subsidy/tax credit)
800-318-2596

*Sign up for the My Health Toolkit on the inurance carriers' website for personal benefit information, secure messages to member representative, billing status, ID card replacement and more.

Blue Care On Demand South Carolina

Download Blue Cross Dental Reimbursement form

2018 Plan Brochure

2018 New Silver Plans (only for those not getting a subsidy)

health insurance

Preventative Care

If your policy was purchased after March 2010, you should refer to the USPSTF recommendations for covered preventative care services. Some changes made to policies effective prior to that date also now use the USPSTF guidelines. Older policies that previously had preventative care included would still include lab work as a preventative service up to the $300 limit. The newer guidelines don't cover much lab work as part of a routine check up.

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SC Insurance Agency

109A Regency Commons
Greer, SC 29650

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Health Insurance

Individual & Group Health Insurance, Consultation & Enrollment

Medicare Plans & Supplemental Gap Insurance

Dental Insurance

International Trip Insurance

Care on Demand 24/7 video visits

Income and Estate Protection

Long Term Care Insurance

Disability Income

Life Insurance

Mortgage Protection

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We Support:

Junior Achievement Organization

Samaritans Purse Relief Projects

SCBC Disaster Relief

FCA Endurance

Your business enables us to support and/or participate with these organizations.

 
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HOME INSURANCE SERVICES ABOUT ONE SOURCE SERVICES REAL LIFE STORIES TESTIMONIALS DIRECTIONS

Call 864.987.9996
Email: ben@onesourcesvc.com

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